Thursday 7 July 2011

Searching for something greater or just settling?

After writting my last post, I kept thinking about the deeper side and the purpose of our lives. We try not to compare our lives to our friends and compare who has the bigger house or the greastest income. Who drives a nicer car, who has no morgage anymore. Do we live out lives trying to keep up with the Jones or we just settling for what we have and what we can afford?

When the GFC (global financial crisis) hit, my hubby (the accountant) had no sympathy for anyone who suffered. He felt these people borrowed way more than they could ever afford and the people who bought shares against their morgages had it great for so many years when times were good that in the end they were greedy and the risks they took didn't pay off.

Who wouldn't love to live like this without a morgage and to sleep soundly at night? The suprising thing is that there is still too many people who struggle from day to day to pay for their lifestyle so they can keep up with their peers and look good on the outside rather than the stress going on on the inside.

This post wasn't meant to be about money but what I have been thinking about lately is about the amount of time and energy we spend on making our life greater. If the bank is prepared to to lend you $800.000 but you know trying to make the repayments is going to be a real stretch. But hey, look what $800,000 can buy us. This is where we have to realise we are doing things for the wrong reasons. Why is it that we feel we have to take everything that is offered to us rather than saying, no thanks I'd rather be able to sleep at night.

However on the otherside of the coins is, are there some of us who are just settling? We have a medium size house with a medium size morgage/ rent just sailing through life with no drive to aim for the stars. We have no ambition to have the greatest house in the greatest neighbourhood or we can tell our work friends that our children attend the top school in the state.

What is it that makes some of us so different?  Does it come down to being materialistic and we'll do whatever it takes so I can brag to friends? Or is it that we settle so we don't have the fear of failing so therefore never be really disappointed?


The best thing I have been taught is: IF IT'S TOO GOOD TO BE TRUE... IT PROBABLY IS!


Thoughts

Kerryn

2 comments:

  1. Too true, the amount of times I've said "how do they do it, how can they afford all that stuff, what are we doing wrong"
    We are not settling, but we know what is realistic and the loss of sleep is not work the stress. (I love my sleep way too much).

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  2. Great post Kerryn! I think you are so right. If someone has something great they either earn a lot or OWE a lot. (And it's usually the latter!)

    I decided long ago it wasn't worth keeping up with the Joneses. And although it's tough going right now, it's manageable and will get even better as the kids get older.

    We all have different goals/expectations for our lives. For some, it's all about lifestyle (and so they rent and spend their money on travel, partying, drinking, or clothes, etc), some it's all about earning, earning, earning. And others, it's about retiring comfortably. We want to retire comfortably. It's hard work right now, but worth it in the end!

    Keep up the interesting thoughts! xx

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